Thinking about getting life insurance?

At Brosky Insurance Agency Inc., we are a full service agency. We provide PA life insurance coverage for the following types of insurance needs:

The #1 question our customers ask

About life insurance is “How much do I really need?” The following list can help you determine how much you need.

Term Life Insurance

Coverage for a specified period of time or term: for example 5 years, 10 years, 15 years, 20 years etc. Term life insurance is considered temporary. At the end of the insurance policy period, coverage stops without any cash value.

Whole Life Insurance

Whole life insurance policies provide you with protection as long as you live. Annual premiums are averaged over your lifetime, so the premium does not increase as you get older. Whole life policies have cash value which can be used for many purposes, including paying off loans and even the premium on your policy.

Universal Life Insurance

A universal life policy combines features of both term and whole insurance coverage. Universal not only offers insurance protection, it also accumulates cash which is credited with tax deferred interest earning. The amount you earn is dependant on current interest rates.