Municipal Risk Management
Brosky Insurance represents the MRM (Municipal Risk Management) Trust and is their Preferred Broker in Lehigh, Northampton, Carbon & Monroe Counties.
The MRM Property & Liability Trust offers a wide range of essential and required insurance coverages, including Pennsylvania specific coverage. It is designed to provide property, automobile, general and excess liability limits at competitive premium levels. In addition, its loss prevention inspection and claims handling services help to reduce risks and costs so members can share in the financial benefits of the program’s annual dividend payments.
This Program offers:
Building & Contents
Inland Marine
Crime
General Liability
Automobile Liability &
Physical Damage
Excess Liability
Specialty Coverages:
Public Officials E&O
Law Enforcement Liability
Public Officials Bonds
Canine Mortality Insurance for Police Dogs
Cyber Insurance

In addition to proving cost-effective and self-insured municipal insurance solutions, through the years the MRM Trust has returned more than $73,000,000 back to its members in the form of annual dividends.
In addition the MRM Trust has a sister Trust that provides Workers’ Compensation Coverage.
Eligible Entities
Cities
Boroughs
Townships
Municipal Authorities
Volunteer Fire Departments
Home Rule Municipalities
ENDORSED BY:
PENNSYLVANIA ASSOCIATION OF TOWNSHIP SUPERVISORS
PENNSYLVANIA MUNICIPAL AUTHORITIES ASSOCIATION